{"id":964,"date":"2026-04-03T23:31:24","date_gmt":"2026-04-03T14:31:24","guid":{"rendered":"https:\/\/www.mybiginsight.com\/?p=964"},"modified":"2026-04-12T20:41:22","modified_gmt":"2026-04-12T11:41:22","slug":"2026-subsidy-income-limit-70-percent-calculator","status":"publish","type":"post","link":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/2026-subsidy-income-limit-70-percent-calculator\/","title":{"rendered":"2026 \uc9c0\uc6d0\uae08 \uc18c\ub4dd \ud558\uc704 70% \uae30\uc900 \ucd1d\uc815\ub9ac: \ub0b4 \uc18c\ub4dd \uc778\uc815\uc561 \uacc4\uc0b0\ubc29\ubc95\uc740?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uc548\ub155\ud558\uc138\uc694! \uc815\ubd80\uc758 \uc774\ubc88 \ucd94\uacbd \ubc1c\ud45c \uc774\ud6c4 <strong>&#8220;\ub0b4\uac00 \uc18c\ub4dd \ud558\uc704 70%\uc5d0 \ud574\ub2f9\ud560\uae4c?&#8221;<\/strong> \uace0\ubbfc\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc815\ub9d0 \ub9ce\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uc6d4\uae09\ub9cc \ud569\uce58\ub294 \uac8c \uc544\ub2c8\ub77c \uc7ac\uc0b0\uae4c\uc9c0 \ud3ec\ud568\ub418\ub294 \uac1c\ub150\uc774\ub77c \ud63c\ub780\uc2a4\ub7ec\uc6b0\uc2e4 \ud150\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc624\ub298\uc740 <strong>\uc18c\ub4dd \ud558\uc704 70%\uc758 \uc815\ud655\ud55c \uc758\ubbf8<\/strong>\ubd80\ud130, \ubcf5\uc7a1\ud55c <strong>\uc18c\ub4dd \uc778\uc815\uc561 \uc0b0\ucd9c \uacf5\uc2dd<\/strong>\uae4c\uc9c0 \ud575\uc2ec \ud0a4\uc6cc\ub4dc\ubcc4\ub85c \uc644\ubcbd\ud558\uac8c \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. \uc18c\ub4dd \ud558\uc704 70% \uae30\uc900, \uc815\ud655\ud55c \uc758\ubbf8\ub294?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc804\uccb4 \uac00\uad6c\ub97c \uc18c\ub4dd \uc21c\uc73c\ub85c \uc904 \uc138\uc6e0\uc744 \ub54c, \uac00\uc7a5 \uc18c\ub4dd\uc774 \ub192\uc740 30%\ub97c \uc81c\uc678\ud55c \ub098\uba38\uc9c0 <strong>70%\uae4c\uc9c0\uc758 \uad6c\uac04<\/strong>\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc815\ubd80\ub294 \ubcf4\ud1b5 \uc774\ub97c **<strong>&#8216;\uae30\uc900 \uc911\uc704\uc18c\ub4dd 150%&#8217;<\/strong>**\uc640 \uc5f0\ub3d9\ud558\uc5ec \ud310\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc911\uc704\uc18c\ub4dd\uc774\ub780?<\/strong> \ub300\ud55c\ubbfc\uad6d \ubaa8\ub4e0 \uac00\uad6c\ub97c \uc18c\ub4dd\uc21c\uc73c\ub85c \uc138\uc6e0\uc744 \ub54c \uc815\ud655\ud788 \uc911\uac04(50\ubc88\uc9f8)\uc5d0 \uc704\uce58\ud55c \uac00\uad6c\uc758 \uc18c\ub4dd\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>150%\uc758 \uc758\ubbf8:<\/strong> \uc911\uac04 \uc18c\ub4dd\uc758 1.5\ubc30\uae4c\uc9c0\ub97c \uc9c0\uc6d0 \ub300\uc0c1\uc73c\ub85c \ubcf4\uaca0\ub2e4\ub294 \ub73b\uc73c\ub85c, 4\uc778 \uac00\uad6c \uae30\uc900 \uc6d4 \uc18c\ub4dd \uc57d 974\ub9cc \uc6d0 \uc218\uc900\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_B\/wp-content\/uploads\/2026\/04\/image-1.png\" alt=\"\uc18c\ub4dd \ud558\uc704 70% \uae30\uc900, \uc815\ud655\ud55c \uc758\ubbf8\" class=\"wp-image-968\" srcset=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-content\/uploads\/2026\/04\/image-1.png 1024w, https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-content\/uploads\/2026\/04\/image-1-300x164.png 300w, https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-content\/uploads\/2026\/04\/image-1-768x419.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. \uc18c\ub4dd \uc778\uc815\uc561 \uc0b0\ucd9c \ubc0f \uacc4\uc0b0\ubc29\ubc95 (\ud575\uc2ec \uacf5\uc2dd)<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uc21c\ud788 \ud1b5\uc7a5\uc5d0 \ucc0d\ud788\ub294 &#8216;\uc138\uc804 \uc6d4\uae09&#8217;\ub9cc \ubcf4\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc18c\ub4dd \uc778\uc815\uc561\uc740 \uc544\ub798\uc640 \uac19\uc740 \uacf5\uc2dd\uc73c\ub85c \uc0b0\ucd9c\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\uc18c\ub4dd \uc778\uc815\uc561 = \u2460 \uc18c\ub4dd \ud3c9\uac00\uc561 + \u2461 \uc7ac\uc0b0\uc758 \uc18c\ub4dd \ud658\uc0b0\uc561<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u2460 \uc18c\ub4dd \ud3c9\uac00\uc561<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc9c1\uc7a5\uc778\uc758 \uadfc\ub85c\uc18c\ub4dd, \uc0ac\uc5c5\uc18c\ub4dd, \uc784\ub300\uc18c\ub4dd, \uc5f0\uae08\uc18c\ub4dd \ub4f1\uc744 \ubaa8\ub450 \ud569\uc0b0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub2e8, \uadfc\ub85c\uc18c\ub4dd\uc758 \uacbd\uc6b0 \uc77c\uc815 \ube44\uc728(\ubcf4\ud1b5 30%)\uc744 \uacf5\uc81c\ud574\uc8fc\uae30\ub3c4 \ud558\ubbc0\ub85c \uc2e4\uc81c \uae09\uc5ec\ubcf4\ub2e4 \uc870\uae08 \ub0ae\uac8c \ucc45\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u2461 \uc7ac\uc0b0\uc758 \uc18c\ub4dd \ud658\uc0b0\uc561<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9d1, \uc790\ub3d9\ucc28, \uc608\uc801\uae08 \ub4f1 \ubcf4\uc720\ud55c \uc7ac\uc0b0\uc744 &#8216;\uc6d4 \uc18c\ub4dd&#8217;\uc73c\ub85c \ud658\uc0b0\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>(\ubcf4\uc720 \uc7ac\uc0b0 &#8211; \uae30\ubcf8 \uc7ac\uc0b0\uc561 &#8211; \ubd80\ucc44) \u00d7 \uc7ac\uc0b0\ubcc4 \uc18c\ub4dd \ud658\uc0b0\uc728<\/strong><\/li>\n\n\n\n<li><strong>\uc7ac\uc0b0 \uc885\ub958\ubcc4 \ud658\uc0b0\uc728:<\/strong> \uc8fc\uac70\uc6a9 \uc8fc\ud0dd(\ub0ae\uc74c) &lt; \uc77c\ubc18 \uc7ac\uc0b0 &lt; \uc790\ub3d9\ucc28 &lt; \ud604\uae08\/\uc8fc\uc2dd(\ub192\uc74c) \uc21c\uc73c\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud2b9\ud788 <strong>\uace0\uac00\uc758 \uc678\uc81c\ucc28<\/strong>\ub098 <strong>\ubc30\uae30\ub7c9 \ub192\uc740 \ub300\ud615\ucc28<\/strong>\ub294 \uc7ac\uc0b0 \uac00\uc561\uc774 \uadf8\ub300\ub85c \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud790 \uc218 \uc788\uc5b4 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. \uac00\uad6c\uc6d0\uc218\ubcc4 \uc18c\ub4dd \ud558\uc704 70% \uc120\uc815 \uae30\uc900\ud45c<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uc7a5 \ucd5c\uc2e0 \ub370\uc774\ud130(2026\ub144 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 150%)\ub97c \ubc14\ud0d5\uc73c\ub85c \uad6c\uc131\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uac00\uad6c \uad6c\ubd84<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uc18c\ub4dd \uc778\uc815\uc561 \uae30\uc900 (\uc6d4)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uac74\uac15\ubcf4\ud5d8\ub8cc \uae30\uc900 (\uc9c1\uc7a5\/\ucd94\uc815)<\/strong><\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>1\uc778 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>3,850,539\uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc57d 13.8\ub9cc \uc6d0 \uc774\ud558<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2\uc778 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>6,303,230\uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc57d 22.9\ub9cc \uc6d0 \uc774\ud558<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>3\uc778 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>8,042,504\uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc57d 29.0\ub9cc \uc6d0 \uc774\ud558<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>4\uc778 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>9,743,300\uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc57d 35.1\ub9cc \uc6d0 \uc774\ud558<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u203b \uc544\ub798\uc758 \ubaa8\uc758 \uacc4\uc0b0\uae30\ub97c \ud1b5\ud574 \uc18c\ub4dd \uc778\uc815\uc561\uc744 \uc0ac\uc804\uc5d0 \uc810\uac80\ud574 \ubcf4\uc138\uc694.<\/strong><\/p>\n\n\n\n<div id=\"full-income-calc\" style=\"max-width: 700px; margin: 30px auto; padding: 30px; border: 1px solid #dae1e7; border-radius: 20px; font-family: 'Pretendard', 'Malgun Gothic', sans-serif; background-color: #ffffff; box-shadow: 0 12px 30px rgba(0,0,0,0.08);\">\n    \n    <div style=\"text-align: center; margin-bottom: 30px;\">\n        <h3 style=\"color: #1a56ad; font-size: 1.6em; margin-bottom: 10px;\">2026 \uc9c0\uc6d0\uae08 \ud1b5\ud569 \ubaa8\uc758 \uacc4\uc0b0\uae30<\/h3>\n        <p style=\"color: #718096; font-size: 0.95em;\">\uc18c\ub4dd\uacfc \uc7ac\uc0b0, \ubd80\ucc44\ub97c \uc785\ub825\ud558\uc5ec \ub300\uc0c1 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uc138\uc694.<\/p>\n    <\/div>\n\n    <div style=\"display: flex; gap: 15px; margin-bottom: 30px; background: #f8fafc; padding: 20px; border-radius: 12px;\">\n        <div style=\"flex: 1;\">\n            <label style=\"display: block; font-weight: bold; margin-bottom: 8px; color: #2d3748;\">\uac00\uad6c\uc6d0 \uc218<\/label>\n            <select id=\"final-family\" style=\"width: 100%; padding: 12px; border: 1px solid #cbd5e0; border-radius: 8px;\">\n                <option value=\"3850539\">1\uc778 \uac00\uad6c<\/option>\n                <option value=\"6303230\">2\uc778 \uac00\uad6c<\/option>\n                <option value=\"8042504\">3\uc778 \uac00\uad6c<\/option>\n                <option value=\"9743300\" selected>4\uc778 \uac00\uad6c<\/option>\n            <\/select>\n        <\/div>\n        <div style=\"flex: 1;\">\n            <label style=\"display: block; font-weight: bold; margin-bottom: 8px; color: #2d3748;\">\uac70\uc8fc \uc9c0\uc5ed<\/label>\n            <select id=\"final-region\" style=\"width: 100%; padding: 12px; border: 1px solid #cbd5e0; border-radius: 8px;\">\n                <option value=\"9900\">\uc11c\uc6b8 (\uacf5\uc81c 9,900\ub9cc)<\/option>\n                <option value=\"8000\">\uacbd\uae30 (\uacf5\uc81c 8,000\ub9cc)<\/option>\n                <option value=\"7700\">\uad11\uc5ed\/\uc138\uc885 (\uacf5\uc81c 7,700\ub9cc)<\/option>\n                <option value=\"5300\">\uae30\ud0c0 \uc9c0\uc5ed (\uacf5\uc81c 5,300\ub9cc)<\/option>\n            <\/select>\n        <\/div>\n    <\/div>\n\n    <h4 style=\"color: #2c5282; margin-bottom: 15px; padding-left: 10px; border-left: 5px solid #2c5282;\">1\ub2e8\uacc4: \uc6d4 \uc18c\ub4dd \uc815\ubcf4 (\ub9cc\uc6d0)<\/h4>\n    <div style=\"display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 35px;\">\n        <div>\n            <label style=\"font-size: 0.9em; font-weight: bold;\">\uadfc\ub85c\uc18c\ub4dd (\uc138\uc804)<\/label>\n            <input type=\"number\" id=\"val-work\" placeholder=\"\uae09\uc5ec \ud569\uacc4\" style=\"width: 90%; padding: 10px; border: 1px solid #e2e8f0; border-radius: 6px;\">\n        <\/div>\n        <div>\n            <label style=\"font-size: 0.9em; font-weight: bold;\">\uc0ac\uc5c5\/\uae30\ud0c0\uc18c\ub4dd<\/label>\n            <input type=\"number\" id=\"val-biz\" value=\"0\" style=\"width: 90%; padding: 10px; border: 1px solid #e2e8f0; border-radius: 6px;\">\n        <\/div>\n        <div style=\"grid-column: span 2;\">\n            <label style=\"font-size: 0.9em; font-weight: bold;\">\uacf5\uc801\uc5f0\uae08 (\uad6d\ubbfc\/\uc0ac\ud559 \ub4f1)<\/label>\n            <input type=\"number\" id=\"val-pension\" value=\"0\" style=\"width: 95%; padding: 10px; border: 1px solid #e2e8f0; border-radius: 6px;\">\n        <\/div>\n    <\/div>\n\n    <h4 style=\"color: #2c5282; margin-bottom: 15px; padding-left: 10px; border-left: 5px solid #2c5282;\">2\ub2e8\uacc4: \uc7ac\uc0b0 \ubc0f \ubd80\ucc44 \uc815\ubcf4 (\ub9cc\uc6d0)<\/h4>\n    <div style=\"display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 15px;\">\n        <div>\n            <label style=\"font-size: 0.9em; font-weight: bold;\">\ubd80\ub3d9\uc0b0 (\uacf5\uc2dc\uc9c0\uac00)<\/label>\n            <input type=\"number\" id=\"val-home\" placeholder=\"\ud1a0\uc9c0\/\uac74\ucd95\ubb3c\" style=\"width: 90%; padding: 10px; border: 1px solid #e2e8f0; border-radius: 6px;\">\n        <\/div>\n        <div>\n            <label style=\"font-size: 0.9em; font-weight: bold;\">\uae08\uc735\uc7ac\uc0b0 (\uc608\uae08\/\uc8fc\uc2dd)<\/label>\n            <input type=\"number\" id=\"val-bank\" placeholder=\"\uc608\uc801\uae08 \ud569\uacc4\" style=\"width: 90%; padding: 10px; border: 1px solid #e2e8f0; border-radius: 6px;\">\n        <\/div>\n        <div style=\"grid-column: span 2;\">\n            <label style=\"font-size: 0.9em; font-weight: bold; color: #c53030;\">\ub300\ucd9c \ubc0f \ubd80\ucc44 (\ucc28\uac10 \ud56d\ubaa9)<\/label>\n            <input type=\"number\" id=\"val-debt\" placeholder=\"\ub9c8\uc774\ub108\uc2a4 \ud1b5\uc7a5\/\uc8fc\ub2f4\ub300 \ub4f1\" style=\"width: 95%; padding: 10px; border: 2px solid #fed7d7; border-radius: 6px;\">\n        <\/div>\n    <\/div>\n\n    <button onclick=\"calculateFinal()\" style=\"width: 100%; margin-top: 25px; padding: 18px; background-color: #1a56ad; color: white; border: none; border-radius: 10px; font-size: 1.2em; font-weight: bold; cursor: pointer; transition: 0.3s;\">\ub300\uc0c1 \uc5ec\ubd80 \uc2e4\uc2dc\uac04 \uacc4\uc0b0<\/button>\n\n    <div id=\"final-result-box\" style=\"display: none; margin-top: 30px; padding: 25px; border-radius: 15px; text-align: center; border: 1px solid #edf2f7;\">\n        <div id=\"result-content\">\n            <p id=\"res-calc-val\" style=\"font-size: 1.1em; color: #4a5568; margin-bottom: 10px;\"><\/p>\n            <h2 id=\"res-status-title\" style=\"margin-bottom: 15px;\"><\/h2>\n            <p id=\"res-detail-guide\" style=\"font-size: 0.92em; color: #718096; line-height: 1.6;\"><\/p>\n        <\/div>\n    <\/div>\n\n    <p style=\"font-size: 0.8em; color: #a0aec0; text-align: center; margin-top: 25px;\">* \uadfc\ub85c\uc18c\ub4dd \uacf5\uc81c(30%), \uae08\uc735\uc7ac\uc0b0 \uae30\ubcf8\uacf5\uc81c(600\ub9cc) \ub4f1 \uc2e4\uc81c \ubcf5\uc9c0 \ub85c\uc9c1\uc774 \uc801\uc6a9\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n\n<script>\nfunction calculateFinal() {\n    \/\/ 1. \uac12 \uac00\uc838\uc624\uae30\n    const limit = parseInt(document.getElementById('final-family').value);\n    const regionDeduction = parseInt(document.getElementById('final-region').value);\n    \n    const work = (parseFloat(document.getElementById('val-work').value) || 0) * 0.7; \/\/ \uadfc\ub85c 30% \uacf5\uc81c\n    const otherInc = (parseFloat(document.getElementById('val-biz').value) || 0) + (parseFloat(document.getElementById('val-pension').value) || 0);\n    \n    const homeAsset = parseFloat(document.getElementById('val-home').value) || 0;\n    const bankAsset = parseFloat(document.getElementById('val-bank').value) || 0;\n    const debt = parseFloat(document.getElementById('val-debt').value) || 0;\n\n    \/\/ 2. \uc7ac\uc0b0 \uc0b0\uc815 (\uae30\ubcf8\uacf5\uc81c \ubc0f \ubd80\ucc44 \ucc28\uac10)\n    \/\/ \uc77c\ubc18\uc7ac\uc0b0: \ubd80\ub3d9\uc0b0 - \uc9c0\uc5ed\uacf5\uc81c - \ubd80\ucc44(\ub0a8\uc740\ubd84)\n    let netGeneral = homeAsset - regionDeduction;\n    let remainingDebt = 0;\n    if (netGeneral < 0) {\n        remainingDebt = Math.abs(netGeneral); \/\/ \uacf5\uc81c\uc561\uc774 \ub354 \ud06c\uba74 \ub0a8\uc740 \uacf5\uc81c\uc561\uc73c\ub85c \ubd80\ucc44 \uc0c1\uc1c4 \uac00\ub2a5\n        netGeneral = 0;\n    }\n    \n    \/\/ \ubd80\ucc44 \uc801\uc6a9\n    netGeneral = netGeneral - debt;\n    if (netGeneral < 0) netGeneral = 0;\n\n    \/\/ \uae08\uc735\uc7ac\uc0b0: \uc608\uae08 - \uc0dd\ud65c\uc900\ube44\uae08(600\ub9cc)\n    let netBank = bankAsset - 600;\n    if (netBank < 0) netBank = 0;\n\n    \/\/ 3. \uc7ac\uc0b0 -> \uc18c\ub4dd \ud658\uc0b0 (\uc6d4 \ud658\uc0b0\uc728: \uc77c\ubc18\uc7ac\uc0b0 4.17%\/12, \uae08\uc735\uc7ac\uc0b0 6.26%\/12)\n    const assetConverted = (netGeneral * 0.00347) + (netBank * 0.00521);\n    \n    \/\/ 4. \ucd5c\uc885 \ud569\uc0b0 (\ub9cc\uc6d0 -> \uc6d0)\n    const totalRecognized = (work + otherInc + assetConverted) * 10000;\n\n    \/\/ 5. \uacb0\uacfc UI \ucd9c\ub825\n    const resBox = document.getElementById('final-result-box');\n    const resVal = document.getElementById('res-calc-val');\n    const resTitle = document.getElementById('res-status-title');\n    const resGuide = document.getElementById('res-detail-guide');\n\n    resBox.style.display = 'block';\n    resVal.innerHTML = \"\ub0b4 \uc608\uc0c1 \uc18c\ub4dd \uc778\uc815\uc561: <strong>\" + Math.floor(totalRecognized).toLocaleString() + \"\uc6d0<\/strong>\";\n\n    if (totalRecognized <= limit) {\n        resBox.style.backgroundColor = \"#f0f9ff\";\n        resBox.style.borderColor = \"#bee3f8\";\n        resTitle.innerText = \"\ud83c\udf89 \uc9c0\uc6d0 \ub300\uc0c1 \uc720\ub825\ud569\ub2c8\ub2e4!\";\n        resTitle.style.color = \"#2b6cb0\";\n        resGuide.innerText = \"\uc785\ub825\ud558\uc2e0 \uc18c\ub4dd\uacfc \uc21c\uc7ac\uc0b0(\ubd80\ucc44 \ucc28\uac10)\uc744 \uae30\uc900\uc73c\ub85c \ubcfc \ub54c, \uc18c\ub4dd \ud558\uc704 70% \uac00\uc774\ub4dc\ub77c\uc778\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4 \ucc28\ub4f1 \uc9c0\uae09\uc561(\ucd5c\ub300 25\ub9cc\uc6d0)\uc744 \ud655\uc778\ud574 \ubcf4\uc138\uc694.\";\n    } else {\n        resBox.style.backgroundColor = \"#fff5f5\";\n        resBox.style.borderColor = \"#fed7d7\";\n        resTitle.innerText = \"\u26a0\ufe0f \uae30\uc900\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\";\n        resTitle.style.color = \"#c53030\";\n        resGuide.innerText = \"\uc7ac\uc0b0\uc758 \uc6d4 \ud658\uc0b0\uc561\uc774 \ub192\uc544 \uae30\uc900\uc744 \uc18c\ud3ed \ucd08\uacfc\ud569\ub2c8\ub2e4. \ub2e4\ub9cc, \uac00\uad6c \ub0b4 \ucde8\uc57d\uacc4\uce35\uc774 \uc788\uac70\ub098 \uc790\ub3d9\ucc28\uac00 \uac10\uba74 \ub300\uc0c1(10\ub144 \uc774\uc0c1 \ub4f1)\uc778 \uacbd\uc6b0 \uc2e4\uc81c \uacb0\uacfc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\";\n    }\n}\n<\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. \uc9c0\uc5ed\ubcc4 \ucc28\ub4f1 \uc9c0\uae09\uc561: \uc218\ub3c4\uad8c vs \ube44\uc218\ub3c4\uad8c<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubc88 2026 \ucd94\uacbd\uc758 \ud575\uc2ec\uc740 \uac70\uc8fc\uc9c0\uc5d0 \ub530\ub978 \ucc28\ubcc4\ud654\ub41c \ud61c\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc218\ub3c4\uad8c (\uc11c\uc6b8\/\uacbd\uae30\/\uc778\ucc9c):<\/strong> 1\uc778\ub2f9 <strong>10\ub9cc \uc6d0<\/strong><\/li>\n\n\n\n<li><strong>\ube44\uc218\ub3c4\uad8c (\uc9c0\ubc29 \uad11\uc5ed\uc2dc \ubc0f \ub3c4):<\/strong> 1\uc778\ub2f9 <strong>15\ub9cc \uc6d0<\/strong><\/li>\n\n\n\n<li><strong>\uc778\uad6c\uac10\uc18c \uc9c0\uc5ed:<\/strong> 1\uc778\ub2f9 <strong>\ucd5c\ub300 25\ub9cc \uc6d0<\/strong> (\ud574\ub2f9 \uc9c0\uc790\uccb4 \ud655\uc778 \ud544\uc218)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. \uc6b0\ub9ac \uc9d1 \uc18c\ub4dd \uc778\uc815\uc561, \uac00\uc7a5 \ube60\ub974\uac8c \ud655\uc778\ud558\ub294 \ubc95<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c1\uc811 \uacc4\uc0b0\ud558\uae30\ub294 \ub9e4\uc6b0 \ubcf5\uc7a1\ud569\ub2c8\ub2e4. \uac00\uc7a5 \uc815\ud655\ud55c \ubc29\ubc95\uc740 \uc815\ubd80\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 **'\ubaa8\uc758\uacc4\uc0b0 \uc11c\ube44\uc2a4'**\ub97c \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\ubcf5\uc9c0\ub85c(bokjiro.go.kr)<\/strong> \uc811\uc18d<\/li>\n\n\n\n<li><strong>'\ubaa8\uc758\uacc4\uc0b0'<\/strong> \uba54\ub274 \ud074\ub9ad<\/li>\n\n\n\n<li>\uac70\uc8fc\uc9c0, \uac00\uad6c\uc6d0\uc218, \uc6d4\uae09, \uc8fc\ud0dd \uac00\uaca9, \uc790\ub3d9\ucc28 \uc2dc\uc138 \ub4f1 \uc785\ub825<\/li>\n\n\n\n<li>\uacb0\uacfc \ud655\uc778<\/li>\n<\/ol>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns964_73a604-bc{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns964_73a604-bc .kt-button{font-weight:normal;font-style:normal;}.kt-btns964_73a604-bc .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns964_73a604-bc .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns964_73a604-bc\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn964_187230-a0.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn964_187230-a0.kb-button{background:var(--global-palette12, #3182CE);}<\/style><a class=\"kb-button kt-button button kb-btn964_187230-a0 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\" href=\"https:\/\/www.bokjiro.go.kr\/ssis-tbu\/twatbz\/mkclAsis\/mkclInsertBspnPage.do\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">\ubcf5\uc9c0\ub85c \ubaa8\uc758\uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/span><\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ub9c8\uce58\uba70<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubc88 \uc9c0\uc6d0\uae08\uc740 \uace0\uc720\uac00\uc640 \uace0\ubb3c\uac00\ub85c \uace0\ud1b5\ubc1b\ub294 \uc11c\ubbfc\ub4e4\uc744 \uc704\ud55c \ub300\ucc45\uc778 \ub9cc\ud07c, \uae30\uc900\uc774 \uaf64 \ub113\uac8c \uc7a1\ud600 \uc788\uc2b5\ub2c8\ub2e4. \"\uc6b0\ub9ac \uc9d1\uc740 \uc548 \ub418\uaca0\uc9c0\"\ub77c\uace0 \ubbf8\ub9ac \ud3ec\uae30\ud558\uc9c0 \ub9c8\uc2dc\uace0, \uc704 \uae30\uc900\ud45c\ub97c \ucc38\uace0\ud574 \uaf2d \uc2e0\uccad\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns964_5d10cd-33{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns964_5d10cd-33 .kt-button{font-weight:normal;font-style:normal;}.kt-btns964_5d10cd-33 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns964_5d10cd-33 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns964_5d10cd-33\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn964_b8d25e-38.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn964_b8d25e-38.kb-button{background:var(--global-palette12, #3182CE);}<\/style><a class=\"kb-button kt-button button kb-btn964_b8d25e-38 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_B\/2026-government-subsidy-60-check\/\"><span class=\"kt-btn-inner-text\">(\uc18d\ubcf4) \uc804\uad6d\ubbfc \ud53c\ud574\uc9c0\uc6d0\uae08 60\ub9cc\uc6d0 \ud655\uc815! \ub300\uc0c1\uc790 \uc870\ud68c \ubc0f \uc5d0\ub108\uc9c0\ubc14\uc6b0\ucc98 \ucd94\uac00 \ud61c\ud0dd \ucd1d\uc815\ub9ac<\/span><\/a><\/div>\n\n\n\n<h5 class=\"wp-block-heading\">&lt; \ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00 ><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/foods-to-avoid-with-blood-pressure-medication\/\">\ud608\uc555\uc57d \ubcf5\uc6a9 \uc2dc \uc808\ub300 \ud53c\ud574\uc57c \ud560 \uc74c\uc2dd 3\uac00\uc9c0\uc640 \uc548\uc804\ud55c \ubcf5\uc6a9\ubc95<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/health-insurance-refund-check-korea\/\">\uac74\uac15\ubcf4\ud5d8\ub8cc \ud658\uae09\uae08 \uc870\ud68c \ubc29\ubc95, \uc800\ub3c4 3\ubd84 \ub9cc\uc5d0 \ud655\uc778\ud558\uace0 \ubc14\ub85c \uc2e0\uccad\ud588\uc2b5\ub2c8\ub2e4<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/national-pension-additional-payment-changes\/\">\ubaa8\ub974\uba74 \uc190\ud574 \ubcf4\ub294 \uad6d\ubbfc\uc5f0\uae08 \ucd94\ub0a9\uc81c\ub3c4, \uac1c\uc815\ub41c &#8216;\ub0a9\ubd80\uae30\ud55c \uae30\uc900&#8217; \uc8fc\uc758\ud558\uc138\uc694<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/how-to-measure-body-age\/\">\ub0b4 \uc9c4\uc9dc \ubab8 \ub098\uc774\ub294 \uba87 \uc0b4? \ub098\ub3c4 \ub180\ub780 &#8216;\uc2e0\uccb4 \ub098\uc774&#8217; \uce21\uc815\ud558\ub294 \ubc95!<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/national-pension-estimated-benefit-check\/\">\uad6d\ubbfc\uc5f0\uae08 \uc5bc\ub9c8\ub098 \ubc1b\uc744\uae4c? \uc608\uc0c1 \uc218\ub839\uc561 \uc870\ud68c\ud558\ub294 \ubc29\ubc95<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694! \uc815\ubd80\uc758 \uc774\ubc88 \ucd94\uacbd \ubc1c\ud45c \uc774\ud6c4 &#8220;\ub0b4\uac00 \uc18c\ub4dd \ud558\uc704 70%\uc5d0 \ud574\ub2f9\ud560\uae4c?&#8221; \uace0\ubbfc\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc815\ub9d0 \ub9ce\uc2b5\ub2c8\ub2e4&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":965,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[24],"tags":[330,339,357,355,353,354,356,247],"class_list":["post-964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-midlife-money","tag-330","tag-339","tag-357","tag-355","tag-353","tag-354","tag-356","tag-247"],"_links":{"self":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/posts\/964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/comments?post=964"}],"version-history":[{"count":3,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/posts\/964\/revisions"}],"predecessor-version":[{"id":969,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/posts\/964\/revisions\/969"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/media\/965"}],"wp:attachment":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/media?parent=964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/categories?post=964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_T\/wp-json\/wp\/v2\/tags?post=964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}