{"id":715,"date":"2026-03-11T01:12:00","date_gmt":"2026-03-10T16:12:00","guid":{"rendered":"https:\/\/www.mybiginsight.com\/?p=715"},"modified":"2026-04-12T20:41:47","modified_gmt":"2026-04-12T11:41:47","slug":"2026%eb%85%84-%ea%b8%b0%ec%b4%88%ec%97%b0%ea%b8%88-%ec%88%98%ea%b8%89%ec%9e%90%ea%b2%a9-%ea%b8%b0%ec%a4%80%ec%95%a1-%ec%83%81%ed%96%a5","status":"publish","type":"post","link":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/2026%eb%85%84-%ea%b8%b0%ec%b4%88%ec%97%b0%ea%b8%88-%ec%88%98%ea%b8%89%ec%9e%90%ea%b2%a9-%ea%b8%b0%ec%a4%80%ec%95%a1-%ec%83%81%ed%96%a5\/","title":{"rendered":"2026\ub144 \uae30\ucd08\uc5f0\uae08 \uc218\uae09\uc790\uaca9 \uc644\ubcbd \uc815\ub9ac : \uc120\uc815\uae30\uc900\uc561 \uc0c1\ud5a5 \ubc0f \uc2e0\uccad \uc8fc\uc758\uc0ac\ud56d"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uad6c\ub3c5\uc790 \uc5ec\ub7ec\ubd84 \uc548\ub155\ud558\uc138\uc694. \uc911\ub144\uc0dd\ud65c \uc815\ub9ac\ub178\ud2b8 \uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ubd80\uc758 \ubcf5\uc9c0 \uc815\ucc45\uc740 \ub9e4\ub144 \ubb3c\uac00\uc640 \ub178\uc778 \uc778\uad6c\uc758 \uc18c\ub4dd \uc218\uc900\uc744 \ubc18\uc601\ud558\uc5ec \ubcc0\ub3d9\ub429\ub2c8\ub2e4. \ud2b9\ud788 <strong>2026\ub144 \uae30\ucd08\uc5f0\uae08<\/strong>\uc740 \uc120\uc815\uae30\uc900\uc561\uc774 \uc5ed\ub300\uae09\uc73c\ub85c \uc0c1\ud5a5\ub418\uba74\uc11c, \uacfc\uac70\uc5d0 \uc544\uc27d\uac8c \ud0c8\ub77d\ud588\ub358 \ubd84\ub4e4\ub3c4 \uc218\uae09 \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub420 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \uc624\ub298\uc740 2026\ub144 \ucd5c\uc2e0 \uc9c0\uce68\uc5d0 \ub530\ub978 \uc218\uae09 \uc790\uaca9 \uc0b0\uc815 \ubc29\uc2dd\uacfc \uc2e0\uccad \uc2dc \ubc18\ub4dc\uc2dc \uc8fc\uc758\ud574\uc57c \ud560 <strong>&#8216;\uae08\uc735\uc7ac\uc0b0 \uc870\ud68c&#8217; <\/strong>\ud301\uc744 \uc0c1\uc138\ud788 \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. 2026\ub144 \uae30\ucd08\uc5f0\uae08 \uc120\uc815\uae30\uc900\uc561 \ubc0f \uc9c0\uae09\uc561 \ubcc0\ud654<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\ucd08\uc5f0\uae08 \uc218\uae09\uc758 \ud575\uc2ec\uc740 <strong>&#8216;\uc18c\ub4dd\uc778\uc815\uc561&#8217;<\/strong>\uc774 \uc815\ubd80\uac00 \uc815\ud55c <strong>&#8216;\uc120\uc815\uae30\uc900\uc561&#8217;<\/strong> \uc774\ud558\uc778\uac00\ub97c \ud655\uc778\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. 2026\ub144\uc5d0\ub294 65\uc138 \uc774\uc0c1 \uc778\uad6c\uc758 \uc18c\ub4dd \uc0c1\uc2b9\ub960\uc744 \ubc18\uc601\ud558\uc5ec \uc774 \uae30\uc900\uc120\uc774 \ub300\ud3ed \uc778\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uad6c\ubd84<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>2025\ub144 \uae30\uc900<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>2026\ub144 \ud655\uc815 \uae30\uc900<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ubcc0\ub3d9\ud3ed<\/strong><\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ub2e8\ub3c5 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc6d4 228\ub9cc \uc6d0<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uc6d4 247\ub9cc \uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">+19\ub9cc \uc6d0 (8.3%\u2191)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ubd80\ubd80 \uac00\uad6c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc6d4 364.8\ub9cc \uc6d0<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uc6d4 395.2\ub9cc \uc6d0<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">+30.4\ub9cc \uc6d0 (8.3%\u2191)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc9c0\uae09\uc561 \uc778\uc0c1 :<\/strong> 2025\ub144 \uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960(2.1%)\uc774 \ubc18\uc601\ub418\uc5b4, 2026\ub144 1\uc6d4\ubd80\ud130 \ub2e8\ub3c5\uac00\uad6c \uae30\uc900 <strong>\uc6d4 \ucd5c\ub300 349,700\uc6d0<\/strong>\uc774 \uc9c0\uae09\ub429\ub2c8\ub2e4. \ubd80\ubd80 \uac00\uad6c\uc758 \uacbd\uc6b0 \uac10\uc561 \uaddc\uc815\uc774 \uc801\uc6a9\ub418\uc5b4 \ud569\uacc4 <strong>\uc6d4 \ucd5c\ub300 559,520\uc6d0<\/strong>(1\uc778\ub2f9 279,760\uc6d0)\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. \uc18c\ub4dd\uc778\uc815\uc561 \uc0b0\uc815 \ubc29\uc2dd : &#8220;\ub0b4 \uc18c\ub4dd\uc740 \uc5bc\ub9c8\ub85c \uc7a1\ud790\uae4c?&#8221;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\ub4dd\uc778\uc815\uc561\uc740 \ub2e8\uc21c\ud55c \uc6d4\uae09\uc774 \uc544\ub2c8\ub77c <strong>\uc18c\ub4dd\ud3c9\uac00\uc561<\/strong>\uacfc <strong>\uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561<\/strong>\uc744 \ud569\uce5c \uac1c\ub150\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uadfc\ub85c\uc18c\ub4dd \uacf5\uc81c \ud655\ub300 :<\/strong> \uc77c\ud558\ub294 \uc5b4\ub974\uc2e0\ub4e4\uc744 \uc704\ud574 2026\ub144 \uadfc\ub85c\uc18c\ub4dd \uae30\ubcf8\uacf5\uc81c\uc561\uc774 <strong>116\ub9cc \uc6d0<\/strong>\uc73c\ub85c \uc0c1\ud5a5\ub418\uc5c8\uc2b5\ub2c8\ub2e4. (\uc0c1\uc2dc\uadfc\ub85c\uc18c\ub4dd &#8211; 116\ub9cc \uc6d0) \ud6c4 \ub0a8\uc740 \uae08\uc561\uc758 70%\ub9cc \uc18c\ub4dd\uc73c\ub85c \uc0b0\uc815\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc2e0\uaddc \ub300\uc0c1\uc790 :<\/strong> 2026\ub144\uc5d0\ub294 <strong>1961\ub144\uc0dd<\/strong> \uc5b4\ub974\uc2e0\ub4e4\uc774 \uc2e0\uaddc \uc2e0\uccad \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \ubcf8\uc778\uc758 \uc0dd\uc77c\uc774 \uc18d\ud55c \ub2ec\uc758 <strong>1\uac1c\uc6d4 \uc804<\/strong>\ubd80\ud130 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ubbc0\ub85c \uc2dc\uae30\ub97c \ub193\uce58\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. \uc2e0\uccad \uc2dc \uac00\uc7a5 \ub9ce\uc774 \uc2e4\uc218\ud558\ub294 &#8216;\uae08\uc735\uc7ac\uc0b0 \uc870\ud68c&#8217; \uc8fc\uc758\uc0ac\ud56d<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc740 \ubd84\uc774 \ubd80\ub3d9\uc0b0(\uc9d1\uac12)\uc5d0\ub294 \ubbfc\uac10\ud558\uc2dc\uc9c0\ub9cc, \uc758\uc678\ub85c <strong>\uae08\uc735\uc7ac\uc0b0<\/strong> \ub54c\ubb38\uc5d0 \ud0c8\ub77d\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc7ac\uc0b0\uc740 \uc77c\ubc18 \uc7ac\uc0b0\uacfc \uc0b0\uc815 \ubc29\uc2dd\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\uc870\ud68c \ubc94\uc704\uc758 \ucc28\uc774 :<\/strong> \ubd80\ub3d9\uc0b0\uc740 \uacf5\uc2dc\uc9c0\uac00\ub97c \uae30\uc900\uc73c\ub85c \ud558\uc9c0\ub9cc, \uae08\uc735\uc7ac\uc0b0\uc740 <strong>\ucd5c\uadfc 3\uac1c\uc6d4\uac04\uc758 \ud3c9\uade0 \uc794\uc561<\/strong>\uc744 \uae30\uc900\uc73c\ub85c \ud569\ub2c8\ub2e4. \uc2e0\uccad \uc9c1\uc804\uc5d0 \uac70\uc561\uc744 \uc778\ucd9c\ud558\ub354\ub77c\ub3c4 3\uac1c\uc6d4 \ud3c9\uade0\uce58\ub85c \uacc4\uc0b0\ub418\ubbc0\ub85c \uc989\uac01\uc801\uc778 \ud6a8\uacfc\ub97c \ubcf4\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubd80\ucc44 \ucc28\uac10\uc758 \uc21c\uc11c :<\/strong> \ub300\ucd9c\uc774 \uc788\ub2e4\uba74 \uc77c\ubc18 \uc7ac\uc0b0\uc5d0\uc11c \uba3c\uc800 \ucc28\uac10\ud558\uace0, \ub0a8\uc740 \ubd80\ucc44\ub97c \uae08\uc735\uc7ac\uc0b0\uc5d0\uc11c \ucc28\uac10\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ubcf8\uc778\uc758 \uc0dd\uac01\ubcf4\ub2e4 \uc18c\ub4dd\uc778\uc815\uc561\uc774 \ub192\uac8c \ub098\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc815\uae30\uc608\uae08\uacfc \uc774\uc790 : <\/strong>\uc815\uae30\uc608\uae08\uc758 \uacbd\uc6b0 \uc6d0\uae08\uc740 \uc7ac\uc0b0\uc73c\ub85c, \ub9e4\ub2ec \ubc1b\ub294 \uc774\uc790\ub294 \ubcc4\ub3c4\uc758 &#8216;\uc774\uc790\uc18c\ub4dd&#8217;\uc73c\ub85c \uc774\uc911 \uacc4\uc0b0\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc218\uae09 \uae30\uc900\uc120 \uadfc\ucc98\uc5d0 \uacc4\uc2e0 \ubd84\ub4e4\uc740 \uc774\uc790 \uc18c\ub4dd\uc774 \uc218\uae09 \uc790\uaca9\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc74c\uc744 \uc778\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"572\" src=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-content\/uploads\/2026\/03\/image-17.png\" alt=\"\uae30\ucd08\uc5f0\uae08 \uc2e0\uccad\uc2dc \uc8fc\uc758\uc0ac\ud56d \" class=\"wp-image-717\" srcset=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-content\/uploads\/2026\/03\/image-17.png 1024w, https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-content\/uploads\/2026\/03\/image-17-300x168.png 300w, https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-content\/uploads\/2026\/03\/image-17-768x429.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>4. \ubcf5\uc9c0\ub85c(Bokjiro) Step-by-Step \uc628\ub77c\uc778 \uc2e0\uccad \uac00\uc774\ub4dc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uad00\ud560 \uc74d\u00b7\uba74\u00b7\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130 \ubc29\ubb38\uc774 \uc5b4\ub835\ub2e4\uba74 <strong>&#8216;\ubcf5\uc9c0\ub85c&#8217;<\/strong> \uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1\ub2e8\uacc4 :<\/strong> <a href=\"https:\/\/www.bokjiro.go.kr\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ubcf5\uc9c0\ub85c \ud648\ud398\uc774\uc9c0<\/a> \uc811\uc18d \ud6c4 \uc0c1\ub2e8 <strong>[\ubcf5\uc9c0\uc11c\ube44\uc2a4 \uc2e0\uccad]<\/strong> \ud074\ub9ad<\/li>\n\n\n\n<li><strong>2\ub2e8\uacc4 :<\/strong> \uac04\ud3b8\uc778\uc99d \ub610\ub294 \uae08\uc735\uc778\uc99d\uc11c\ub85c \ub85c\uadf8\uc778 (\uc790\ub140\uac00 \ub300\ub9ac \uc2e0\uccad \uc2dc \uc704\uc784\uc7a5 \ud544\uc694)<\/li>\n\n\n\n<li><strong>3\ub2e8\uacc4 :<\/strong> <strong>[\uae30\ucd08\uc5f0\uae08]<\/strong> \ud56d\ubaa9 \uc120\ud0dd \ud6c4 &#8216;\uc2e0\uccad\ud558\uae30&#8217; \ubc84\ud2bc \ud074\ub9ad<\/li>\n\n\n\n<li><strong>4\ub2e8\uacc4 :<\/strong> <strong>\uac00\uc871\uad00\uacc4 \ubc0f \uc18c\ub4dd\/\uc7ac\uc0b0 \uc815\ubcf4 \uc785\ub825<\/strong> (\uae08\uc735\uc815\ubcf4 \uc81c\uacf5 \ub3d9\uc758 \ud544\uc218!)<\/li>\n\n\n\n<li><strong>5\ub2e8\uacc4 :<\/strong> \uad6c\ube44\uc11c\ub958(\ud1b5\uc7a5\uc0ac\ubcf8 \ub4f1) \uc5c5\ub85c\ub4dc \ud6c4 \uc81c\ucd9c \uc644\ub8cc<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\uc804\ubb38\uac00 \ud301 :<\/strong> \uc2e0\uccad \uc804 \ubc18\ub4dc\uc2dc <strong>&#8216;\uae30\ucd08\uc5f0\uae08 \ubaa8\uc758\uacc4\uc0b0&#8217;<\/strong> \uba54\ub274\ub97c \ud65c\uc6a9\ud574 \ubcf4\uc138\uc694. \uacf5\uc801 \uc790\ub8cc \uc870\uc0ac \uc804 \ubcf8\uc778\uc774 \uc785\ub825\ud55c \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ubbf8\ub9ac \uc608\uce21\ud574 \ubcfc \uc218 \uc788\uc5b4 \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<div id=\"pension-calculator-container\" style=\"max-width: 550px; margin: 20px auto; padding: 25px; border: 1px solid #d1d8e0; border-radius: 20px; background-color: #ffffff; font-family: 'Pretendard', -apple-system, sans-serif; box-shadow: 0 10px 30px rgba(0,0,0,0.1); color: #333;\">\n    \n    <h2 style=\"text-align: center; color: #1e3799; margin-bottom: 5px;\">\ud83d\udc75 2026 \uae30\ucd08\uc5f0\uae08 \ubaa8\uc758\uacc4\uc0b0\uae30<\/h2>\n    <p style=\"text-align: center; font-size: 14px; color: #777; margin-bottom: 25px;\">\uc120\uc815\uae30\uc900\uc561 \uc0c1\ud5a5 \ubc0f \ucd5c\uc2e0 \uacf5\uc81c\uc561 \ubc18\uc601<\/p>\n    \n    <div style=\"background: #f8f9fa; padding: 20px; border-radius: 12px; margin-bottom: 20px;\">\n        <div style=\"margin-bottom: 15px;\">\n            <label style=\"display: block; margin-bottom: 8px; font-weight: bold; color: #444;\">1. \uac00\uad6c \ud615\ud0dc<\/label>\n            <select id=\"householdType\" style=\"width: 100%; padding: 12px; border-radius: 8px; border: 1px solid #ced4da; font-size: 15px;\">\n                <option value=\"single\">\ub2e8\ub3c5\uac00\uad6c (\uae30\uc900\uc561 247\ub9cc \uc6d0)<\/option>\n                <option value=\"couple\">\ubd80\ubd80\uac00\uad6c (\uae30\uc900\uc561 395.2\ub9cc \uc6d0)<\/option>\n            <\/select>\n        <\/div>\n\n        <div style=\"margin-bottom: 15px;\">\n            <label style=\"display: block; margin-bottom: 8px; font-weight: bold; color: #444;\">2. \uac70\uc8fc \uc9c0\uc5ed (\uae30\ubcf8\uc7ac\uc0b0 \uacf5\uc81c)<\/label>\n            <select id=\"region\" style=\"width: 100%; padding: 12px; border-radius: 8px; border: 1px solid #ced4da; font-size: 15px;\">\n                <option value=\"135000000\">\ub300\ub3c4\uc2dc (\ud2b9\ubcc4\uc2dc, \uad11\uc5ed\uc2dc)<\/option>\n                <option value=\"85000000\">\uc911\uc18c\ub3c4\uc2dc (\uc77c\ubc18 \uc2dc)<\/option>\n                <option value=\"72500000\">\ub18d\uc5b4\ucd0c (\uad70 \ub2e8\uc704)<\/option>\n            <\/select>\n        <\/div>\n\n        <div style=\"margin-bottom: 15px;\">\n            <label style=\"display: block; margin-bottom: 8px; font-weight: bold; color: #444;\">3. \uc6d4 \uc18c\ub4dd (\uadfc\ub85c\uc18c\ub4dd\ub9cc)<\/label>\n            <input type=\"number\" id=\"earnedIncome\" placeholder=\"\uacf5\uc81c \uc804 \ucd1d \uae09\uc5ec\uc561 \uc785\ub825\" style=\"width: 100%; padding: 12px; border-radius: 8px; border: 1px solid #ced4da; box-sizing: border-box; font-size: 15px;\">\n            <p style=\"font-size: 12px; color: #666; margin-top: 5px;\">* 116\ub9cc \uc6d0 \uae30\ubcf8\uacf5\uc81c \ud6c4 30% \ucd94\uac00\uacf5\uc81c \uc790\ub3d9 \uc801\uc6a9<\/p>\n        <\/div>\n\n        <div style=\"margin-bottom: 15px;\">\n            <label style=\"display: block; margin-bottom: 8px; font-weight: bold; color: #444;\">4. \uc77c\ubc18\uc7ac\uc0b0 (\ud1a0\uc9c0, \uac74\ubb3c, \uc8fc\ud0dd)<\/label>\n            <input type=\"number\" id=\"generalProperty\" placeholder=\"\uc2dc\uac00\ud45c\uc900\uc561 \uae30\uc900 \uc785\ub825 (\uc6d0)\" style=\"width: 100%; padding: 12px; border-radius: 8px; border: 1px solid #ced4da; box-sizing: border-box; font-size: 15px;\">\n        <\/div>\n\n        <div style=\"margin-bottom: 15px;\">\n            <label style=\"display: block; margin-bottom: 8px; font-weight: bold; color: #444;\">5. \uae08\uc735\uc7ac\uc0b0 (\uc608\uc801\uae08, \uc8fc\uc2dd)<\/label>\n            <input type=\"number\" id=\"financialProperty\" placeholder=\"\ud569\uc0b0 \uae08\uc561 \uc785\ub825 (\uc6d0)\" style=\"width: 100%; padding: 12px; border-radius: 8px; border: 1px solid #ced4da; box-sizing: border-box; font-size: 15px;\">\n        <\/div>\n    <\/div>\n\n    <button onclick=\"calculatePension()\" style=\"width: 100%; padding: 16px; background-color: #1e3799; color: white; border: none; border-radius: 10px; font-size: 17px; font-weight: bold; cursor: pointer; transition: 0.3s; box-shadow: 0 4px 10px rgba(30,55,153,0.3);\">\ub098\uc758 \uc218\uae09 \uac00\ub2a5\uc131 \ud655\uc778\ud558\uae30<\/button>\n\n    <div id=\"resultArea\" style=\"margin-top: 25px; padding: 20px; border-radius: 12px; display: none; text-align: center; border: 2px dashed #eee;\"><\/div>\n\n    <div style=\"margin-top: 30px; padding: 15px; background-color: #fff9db; border-radius: 10px; border-left: 5px solid #f1c40f;\">\n        <h4 style=\"margin: 0 0 10px 0; font-size: 15px; color: #856404;\">\ud83d\udcdd \uaf2d \ud655\uc778\ud558\uc138\uc694! (\ud544\ub3c5 \uc0ac\ud56d)<\/h4>\n        <ul style=\"margin: 0; padding-left: 20px; font-size: 13px; color: #665c33; line-height: 1.6;\">\n            <li>\ubcf8 \uacc4\uc0b0\uae30\ub294 <b>\ub2e8\uc21c \ubaa8\uc758\uc6a9<\/b>\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc2ec\uc0ac \uc2dc <b>\ubd80\ucc44, \uc790\ub3d9\ucc28(\uace0\uae09\ucc28), \uae30\ud0c0 \uacf5\uc801\uc5f0\uae08(\uad6d\ubbfc\uc5f0\uae08 \ub4f1)<\/b> \uc18c\ub4dd\uc774 \ucd94\uac00 \ubc18\uc601\ub429\ub2c8\ub2e4.<\/li>\n            <li><b>\ubd80\ubd80 \uac10\uc561 \uc81c\ub3c4:<\/b> \ubd80\ubd80\uac00 \ubaa8\ub450 \uc218\uae09\ud560 \uacbd\uc6b0 \uac01\uac01 <b>20%\uac00 \uac10\uc561<\/b>\ub418\uc5b4 \uc9c0\uae09\ub429\ub2c8\ub2e4 (2026\ub144 \ubd80\ubd80 \ud569\uc0b0 \ucd5c\ub300 \uc57d 55.9\ub9cc \uc6d0 \uc608\uc0c1).<\/li>\n            <li>3,000cc \uc774\uc0c1 \ub610\ub294 4\ucc9c\ub9cc \uc6d0 \uc774\uc0c1\uc758 \uace0\uae09 \uc790\ub3d9\ucc28\ub294 \ucc28\ub7c9 \uac00\uc561 \uc804\uc561\uc774 \uc6d4 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud600 \uc218\uae09\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n            <li>\uc815\ud655\ud55c \uc0c1\ub2f4\uc740 \uc8fc\ubbfc\uc13c\ud130 \ub610\ub294 <b>\ubcf5\uc9c0\ub85c(online.bokjiro.go.kr)<\/b>\ub97c \uc774\uc6a9\ud574 \uc8fc\uc138\uc694.<\/li>\n        <\/ul>\n    <\/div>\n<\/div>\n\n<script>\nfunction calculatePension() {\n    const type = document.getElementById('householdType').value;\n    const regionDeduction = parseInt(document.getElementById('region').value);\n    const earnedIncome = parseInt(document.getElementById('earnedIncome').value) || 0;\n    const generalProperty = parseInt(document.getElementById('generalProperty').value) || 0;\n    const financialProperty = parseInt(document.getElementById('financialProperty').value) || 0;\n\n    \/\/ 2026 \uc120\uc815\uae30\uc900\uc561 (\uac00\uc815\uce58: \ub2e8\ub3c5 247\ub9cc, \ubd80\ubd80 395.2\ub9cc)\n    const threshold = (type === 'single') ? 2470000 : 3952000;\n\n    \/\/ 1. \uc18c\ub4dd\ud3c9\uac00\uc561 \uacc4\uc0b0 (\uc0c1\uc2dc\uadfc\ub85c\uc18c\ub4dd)\n    let incomeEval = (earnedIncome - 1160000);\n    if (incomeEval < 0) incomeEval = 0;\n    incomeEval = incomeEval * 0.7; \n\n    \/\/ 2. \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561 \uacc4\uc0b0\n    \/\/ (\uc77c\ubc18\uc7ac\uc0b0 - \uc9c0\uc5ed\uacf5\uc81c + \uae08\uc735\uc7ac\uc0b0 - 2000\ub9cc \uae30\ubcf8\uacf5\uc81c) * 4% \/ 12\uac1c\uc6d4\n    let propertySum = (generalProperty - regionDeduction) + (financialProperty - 20000000);\n    if (propertySum < 0) propertySum = 0;\n    const propertyEval = (propertySum * 0.04) \/ 12;\n\n    \/\/ 3. \ucd5c\uc885 \uc18c\ub4dd\uc778\uc815\uc561\n    const totalAmount = Math.floor(incomeEval + propertyEval);\n    \n    const resultArea = document.getElementById('resultArea');\n    resultArea.style.display = 'block';\n    \n    const formattedAmount = totalAmount.toLocaleString();\n    const formattedThreshold = threshold.toLocaleString();\n\n    if (totalAmount <= threshold) {\n        resultArea.style.backgroundColor = '#ebfbee';\n        resultArea.style.borderColor = '#40c057';\n        resultArea.innerHTML = `<span style=\"color: #2b8a3e; font-size: 14px;\">\ub098\uc758 \uc608\uc0c1 \uc18c\ub4dd\uc778\uc815\uc561<\/span><br><strong style=\"font-size: 24px; color: #2b8a3e;\">${formattedAmount} \uc6d0<\/strong><br><p style=\"margin-top:10px; font-weight:bold; color:#2b8a3e;\">\ud83c\udf89 2026\ub144 \uae30\uc900(${formattedThreshold}\uc6d0) \uc774\ud558\ub85c<br>\uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub192\uc2b5\ub2c8\ub2e4!<\/p>`;\n    } else {\n        resultArea.style.backgroundColor = '#fff5f5';\n        resultArea.style.borderColor = '#fa5252';\n        resultArea.innerHTML = `<span style=\"color: #c92a2a; font-size: 14px;\">\ub098\uc758 \uc608\uc0c1 \uc18c\ub4dd\uc778\uc815\uc561<\/span><br><strong style=\"font-size: 24px; color: #c92a2a;\">${formattedAmount} \uc6d0<\/strong><br><p style=\"margin-top:10px; font-weight:bold; color:#c92a2a;\">\u26a0\ufe0f 2026\ub144 \uae30\uc900(${formattedThreshold}\uc6d0)\uc744 \ucd08\uacfc\ud558\uc5ec<br>\ud604\uc7ac\ub85c\uc11c\ub294 \uc218\uae09\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>`;\n    }\n}\n<\/script>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns715_cea9a2-b0{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns715_cea9a2-b0 .kt-button{font-weight:normal;font-style:normal;}.kt-btns715_cea9a2-b0 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns715_cea9a2-b0 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns715_cea9a2-b0\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn715_0f58b7-67.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn715_0f58b7-67 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\" href=\"https:\/\/www.bokjiro.go.kr\/ssis-tbu\/twatbz\/mkclAsis\/mkclInsertBspnPage.do\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">\ubcf5\uc9c0\ub85c \uae30\ucd08\uc5f0\uae08 \ubaa8\uc758\uacc4\uc0b0 \ubc14\ub85c\uac00\uae30<\/span><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ub9c8\ubb34\ub9ac<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \uae30\ucd08\uc5f0\uae08\uc740 \uc218\uae09 \ubb38\ud131\uc774 \ub0ae\uc544\uc9c4 \ub9cc\ud07c, \uc791\ub144\uc5d0 \uc18c\ub4dd\uc778\uc815\uc561 \ucd08\uacfc\ub85c \ud0c8\ub77d\ud558\uc168\ub358 \ubd84\ub4e4\ub3c4 \ubc18\ub4dc\uc2dc <strong>&#8216;\uc7ac\uc2e0\uccad&#8217;<\/strong>\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uae30\ucd08\uc5f0\uae08\uc740 \uc2e0\uccad\uc8fc\uc758 \uc6d0\uce59\uc744 \ub530\ub974\uae30 \ub54c\ubb38\uc5d0 <strong>\uc9c1\uc811 \uc2e0\uccad\ud558\uc9c0 \uc54a\uc73c\uba74 \uad6d\uac00\uc5d0\uc11c \uc54c\uc544\uc11c \ucc59\uaca8\uc8fc\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\ucd9c\ucc98: \ubcf4\uac74\ubcf5\uc9c0\ubd80 \uae30\ucd08\uc5f0\uae08 \uc2dc\ud589\uc9c0\uce68(2026), \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uacf5\uc2dd \ubc1c\ud45c \uc790\ub8cc \ucc38\uc870<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">&lt; \ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00 &gt;<\/h4>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/young-hair-loss-facts\/\">&#8220;\ud0c8\ubaa8 \uc0f4\ud478\uc758 \uc9c4\uc2e4\ubd80\ud130 \uc218\uba74\uae4c\uc9c0&#8221; \uc80a\uc740 \ud0c8\ubaa8\ub97c \ub9c9\ub294 \uc758\ud559\uc801 \ud329\ud2b8 4\uac00\uc9c0<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/korean-elderly-care-services-2026\/\">[\ubcf5\uc9c0\uc815\ubcf4] \ubd80\ubaa8\ub2d8 \ud63c\uc790 \uacc4\uc2e4 \ub54c \uac71\uc815\ub41c\ub2e4\uba74? \uad6d\uac00\uac00 \ubb34\ub8cc\ub85c \ub3cc\ubd10\uc8fc\ub294 7\uac00\uc9c0 \uc9c0\uc6d0 \uc815\ucc45 \ucd1d\uc815\ub9ac! (\uc2e0\uccad\ubc29\ubc95 \ud3ec\ud568)<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/tattoo-removal-cost\/\">[\ubb38\uc2e0 \uc81c\uac70 \ube44\uc6a9] \ud0c0\ud22c \uc9c0\uc6b0\uace0 \uc2f6\ub2e4\uba74? \ud06c\uae30\ubcc4 \ube44\uc6a9, \ud69f\uc218, \uc8fc\uc758\uc0ac\ud56d \ucd1d\uc815\ub9ac<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/how-to-regenerate-brain-cells\/\">\uc131\uc778\ub3c4 \ub1cc\uc138\ud3ec\uac00 \uc790\ub780\ub2e4? \ud574\ub9c8 \uc2e0\uacbd \ubc1c\uc0dd\uc744 \ucd09\uc9c4\ud558\ub294 3\uac00\uc9c0 \uc758\ud559\uc801 \ubc29\ubc95<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/how-to-invest-in-spacex-ipo\/\">\uc778\ub958 \uc5ed\uc0ac\uc0c1 \ucd5c\ub300 IPO, \uc2a4\ud398\uc774\uc2a4X \uc0c1\uc7a5 \uc784\ubc15! \uac1c\uc778 \ud22c\uc790\uc790\ub97c \uc704\ud55c \ud604\uc2e4\uc801\uc778 \uc6b0\ud68c \ud22c\uc790\ubc95 4\uac00\uc9c0<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\uad6c\ub3c5\uc790 \uc5ec\ub7ec\ubd84 \uc548\ub155\ud558\uc138\uc694. \uc911\ub144\uc0dd\ud65c \uc815\ub9ac\ub178\ud2b8 \uc785\ub2c8\ub2e4. \uc815\ubd80\uc758 \ubcf5\uc9c0 \uc815\ucc45\uc740 \ub9e4\ub144 \ubb3c\uac00\uc640 \ub178\uc778 \uc778\uad6c\uc758 \uc18c\ub4dd \uc218\uc900\uc744&#8230;<\/p>\n","protected":false},"author":1,"featured_media":716,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[24],"tags":[128,126,129,127],"class_list":["post-715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-midlife-money","tag-128","tag-126","tag-129","tag-127"],"_links":{"self":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/posts\/715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/comments?post=715"}],"version-history":[{"count":2,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/posts\/715\/revisions"}],"predecessor-version":[{"id":825,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/posts\/715\/revisions\/825"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/media\/716"}],"wp:attachment":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/media?parent=715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/categories?post=715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_R\/wp-json\/wp\/v2\/tags?post=715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}