{"id":1141,"date":"2026-05-08T19:33:39","date_gmt":"2026-05-08T10:33:39","guid":{"rendered":"https:\/\/www.mybiginsight.com\/?p=1141"},"modified":"2026-05-08T19:33:41","modified_gmt":"2026-05-08T10:33:41","slug":"capital-gains-tax-guide-2026","status":"publish","type":"post","link":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/capital-gains-tax-guide-2026\/","title":{"rendered":"\uc54c\uc544\ub450\uba74 \uc88b\uc740 \uc591\ub3c4\uc18c\ub4dd\uc138: \uae30\ucd08\ubd80\ud130 2026\ub144 \ucd5c\uc2e0 \uc815\ubcf4\uae4c\uc9c0 \uc644\ubcbd \uc815\ub9ac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uc548\ub155\ud558\uc138\uc694! \uc911\ub144\uc0dd\ud65c \uc815\ub9ac\ub178\ud2b8 \uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc624\ub298\uc740 \uc6b0\ub9ac \uc0dd\ud65c\uacfc \ubc00\uc811\ud558\uba74\uc11c\ub3c4 \uc561\uc218\uac00 \ucee4\uc11c \ub298 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 &#8216;\uc591\ub3c4\uc18c\ub4dd\uc138&#8217;\uc5d0 \ub300\ud574 \uc815\ub9ac\ud574 \ubcf4\ub824 \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\uc0b0\uc744 \ud314 \ub54c \ubc1c\uc0dd\ud558\ub294 \uc138\uae08\uc778 \ub9cc\ud07c, \ubbf8\ub9ac \uc54c\uc9c0 \ubabb\ud558\uba74 \uc608\uc0c1\uce58 \ubabb\ud55c \uc138\uae08 \ud3ed\ud0c4\uc744 \ub9de\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2026\ub144\uc740 \ub2e4\uc8fc\ud0dd\uc790 \uad00\ub828 \uc815\ucc45\uc758 \ubcc0\uace1\uc810\uc774 \uc788\ub294 \ud574\uc778 \ub9cc\ud07c \ub354\uc6b1 \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ub2e8 \uc138\uae08\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc740 \uc6b0\ub9ac\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \uc54c\uc544\ub450\uc2dc\uba74 \uc88b\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \uc591\ub3c4\uc18c\ub4dd\uc138\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_08a409c7033d94f2-36\">\uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \uac1c\uc778\uc774 \uc790\uc0b0\uc744 \uc591\ub3c4(\ub9e4\ub3c4, \uad50\ud658 \ub4f1)\ud558\uba74\uc11c \ubc1c\uc0dd\ud55c &#8216;\uc774\uc775&#8217;\uc5d0 \ub300\ud574 \ubd80\uacfc\ud558\ub294 \uc138\uae08\uc785\ub2c8\ub2e4<sup><\/sup>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud575\uc2ec \uc6d0\ub9ac:<\/strong> \uc190\ud574\ub97c \ubcf4\uace0 \ud314\uc558\ub2e4\uba74 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc624\uc9c1 \uc0b0 \uac00\uaca9\ubcf4\ub2e4 \ube44\uc2f8\uac8c \ud314\uc544 \uc774\uc775\uc774 \ub0a8\uc558\uc744 \ub54c\ub9cc \uadf8 \ucc28\uc775\uc5d0 \ub300\ud574 \uacfc\uc138\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacfc\uc138 \ub300\uc0c1:<\/strong> \ud1a0\uc9c0\ub098 \uac74\ubb3c \uac19\uc740 \ubd80\ub3d9\uc0b0\uc740 \ubb3c\ub860, \ubd84\uc591\uad8c, \uc785\uc8fc\uad8c, \uadf8\ub9ac\uace0 \uc8fc\uc2dd(\ub300\uc8fc\uc8fc\ub098 \ud574\uc678 \uc8fc\uc2dd \ub4f1)\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. 1\uc138\ub300 1\uc8fc\ud0dd \ube44\uacfc\uc138 \uc694\uac74 (\uc2e4\uac70\uc8fc\uc790 \ud544\ub3c5)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub0b4 \uc9d1 \ud55c \ucc44\ub97c \uac00\uc9c4 \ubd84\ub4e4\uc774\ub77c\uba74 \uac00\uc7a5 \uba3c\uc800 \ucc59\uaca8\uc57c \ud560 \ud61c\ud0dd\uc785\ub2c8\ub2e4. \uc77c\uc815 \uc694\uac74\ub9cc \ucc44\uc6b0\uba74 \uc138\uae08\uc744 \ub300\ud3ed \uc544\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>12\uc5b5 \uc6d0 \ube44\uacfc\uc138:<\/strong> \ud604\uc7ac \uc2e4\uac70\ub798\uac00 <strong>12\uc5b5 \uc6d0<\/strong>\uae4c\uc9c0\ub294 \uc591\ub3c4\uc138\uac00 \uba74\uc81c\ub429\ub2c8\ub2e4. \ub9cc\uc57d 12\uc5b5 \uc6d0\uc744 \ub118\ub294 \uac00\uaca9\uc5d0 \ud314\uc558\ub2e4\uba74, \uc804\uccb4 \ucc28\uc775 \uc911 12\uc5b5 \uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \ube44\uc728\ub9cc\ud07c\ub9cc \uc138\uae08\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubcf4\uc720 \ubc0f \uac70\uc8fc \uae30\uac04:<\/strong> \uae30\ubcf8\uc801\uc73c\ub85c <strong>2\ub144 \uc774\uc0c1 \ubcf4\uc720<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \uc8fc\uc758:<\/strong> \uc9d1\uc744 \uc0b4 \ub2f9\uc2dc\uc5d0 \ud574\ub2f9 \uc9c0\uc5ed\uc774 &#8216;\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed&#8217;\uc774\uc5c8\ub2e4\uba74 2\ub144 \ubcf4\uc720\ubfd0\ub9cc \uc544\ub2c8\ub77c <strong>2\ub144 \uc774\uc0c1 \uc2e4\uc81c\ub85c \uac70\uc8fc<\/strong>\ud574\uc57c \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. [\uc911\uc694] 2026\ub144 \ub2e4\uc8fc\ud0dd\uc790 \uc911\uacfc\uc138 \uc81c\ub3c4 \ubcc0\ud654<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uc8fc\ud0dd\uc790\ubd84\ub4e4\uc774\ub77c\uba74 \uc9c0\uae08\ubd80\ud130\uac00 \uac00\uc7a5 \uc911\uc694\ud55c \ub0b4\uc6a9\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc2dc\ud589 \uc911\uc778 \uc911\uacfc \ubc30\uc81c \uc720\uc608 \uc870\uce58\uac00 \uc885\ub8cc\ub97c \uc55e\ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc720\uc608 \uc885\ub8cc\uc77c:<\/strong> \ud604\uc7ac \ub2e4\uc8fc\ud0dd\uc790 \uc591\ub3c4\uc138 \uc911\uacfc \ubc30\uc81c \uc870\uce58\ub294 <strong>2026\ub144 5\uc6d4 9\uc77c<\/strong>\uae4c\uc9c0\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>5\uc6d4 10\uc77c \uc774\ud6c4 \ub9e4\ub3c4 \uc2dc:<\/strong> \uc774\ub0a0\ubd80\ud130\ub294 \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \ub0b4 \uc8fc\ud0dd \uc591\ub3c4 \uc2dc \uc911\uacfc\uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.\n<ul class=\"wp-block-list\">\n<li><strong>2\uc8fc\ud0dd\uc790:<\/strong> \uae30\ubcf8\uc138\uc728 + 20%p \uac00\uc0b0<\/li>\n\n\n\n<li><strong>3\uc8fc\ud0dd \uc774\uc0c1:<\/strong> \uae30\ubcf8\uc138\uc728 + 30%p \uac00\uc0b0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ud61c\ud0dd \uc0c1\uc2e4:<\/strong> \uc911\uacfc\uc138\uac00 \uc801\uc6a9\ub418\uba74 \uc624\ub798 \ubcf4\uc720\ud560\uc218\ub85d \uae4e\uc544\uc8fc\ub294 &#8216;\uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c&#8217;\ub3c4 \ubc1b\uc744 \uc218 \uc5c6\uac8c \ub418\uc5b4 \uc138\ubd80\ub2f4\uc774 \uae09\uaca9\ud788 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. \uc138\uae08\uc744 \uc904\uc5ec\uc8fc\ub294 &#8216;\ud6a8\uc790&#8217; \ud56d\ubaa9\ub4e4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud569\ubc95\uc801\uc73c\ub85c \uc591\ub3c4\uc138\ub97c \uc904\uc774\ub824\uba74 &#8216;\ud544\uc694\uacbd\ube44&#8217;\ub97c \uaf3c\uaf3c\ud788 \ucc59\uaca8\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc778\uc815\ub418\ub294 \ud56d\ubaa9 (\uc790\ubcf8\uc801 \uc9c0\ucd9c):<\/strong> \ubc1c\ucf54\ub2c8 \ud655\uc7a5, \ucc3d\ud638(\uc100\uc2dc) \uad50\uccb4, \ubcf4\uc77c\ub7ec \uad50\uccb4 \ube44\uc6a9 \ub4f1\uc740 \uc99d\ube59 \uc11c\ub958(\uc601\uc218\uc99d)\uac00 \uc788\uc73c\uba74 \uacbd\ube44\ub85c \uc778\uc815\ubc1b\uc544 \uc138\uae08\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc778\uc815 \uc548 \ub418\ub294 \ud56d\ubaa9 (\uc218\uc775\uc801 \uc9c0\ucd9c):<\/strong> \ub3c4\ubc30, \uc7a5\ud310, \uc2f1\ud06c\ub300 \uad50\uccb4, \ud398\uc778\ud2b8\uce60 \ub4f1 \uc18c\ubaa8\uc131 \uc218\ub9ac\ube44\ub294 \uacbd\ube44\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc73c\ub2c8 \uad6c\ubd84\ud574\uc11c \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae30\ubcf8\uacf5\uc81c:<\/strong> 1\uc778\ub2f9 \uc5f0\uac04 <strong>250\ub9cc \uc6d0<\/strong>\uae4c\uc9c0 \uae30\ubcf8\uc801\uc73c\ub85c \uacf5\uc81c\ub429\ub2c8\ub2e4. \ubd80\ubd80 \uacf5\ub3d9\uba85\uc758\ub77c\uba74 \uac01\uac01 \uacf5\uc81c\ubc1b\uc744 \uc218 \uc788\uc5b4 \ub354\uc6b1 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. \uc8fc\uc2dd \ud22c\uc790\uc790\ub3c4 \uc78a\uc9c0 \ub9c8\uc138\uc694<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ub3d9\uc0b0\ub9cc\ud07c \uc8fc\uc2dd \uc591\ub3c4\uc138\ub3c4 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud574\uc678 \uc8fc\uc2dd:<\/strong> 1\ub144 \ub3d9\uc548 \ubc1c\uc0dd\ud55c \ub9e4\ub9e4 \ucc28\uc775\uc5d0\uc11c \uc190\uc2e4\uc744 \ube80 \uae08\uc561\uc774 250\ub9cc \uc6d0\uc744 \ub118\uc73c\uba74 \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 22%\uc758 \uc591\ub3c4\uc138\ub97c \ub0b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae08\uc735\ud22c\uc790\uc18c\ub4dd\uc138:<\/strong> \uad6d\ub0b4 \uc8fc\uc2dd \uacfc\uc138 \uccb4\uacc4\ub294 \uc815\ucc45\uc5d0 \ub530\ub77c \ubcc0\ub3d9\uc131\uc774 \ud06c\ubbc0\ub85c, \ub9e4\ub144 \uc5f0\ub9d0\uc5d0 \ubc14\ub00c\ub294 \uc138\ubc95\uc744 \ud655\uc778\ud558\ub294 \uc2b5\uad00\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-content\/uploads\/2026\/05\/image-2.png\" alt=\"\ud574\uc678\uc8fc\uc2dd \ud569\ubc95\uc801 \uc808\uc138\uc804\ub7b5 4\uac00\uc9c0\" class=\"wp-image-1143\" srcset=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-content\/uploads\/2026\/05\/image-2.png 1024w, https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-content\/uploads\/2026\/05\/image-2-300x164.png 300w, https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-content\/uploads\/2026\/05\/image-2-768x419.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">6. \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138 \uc808\uc138 \ubc29\ubc95 [\ud544\ub3c5]<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 \ub9e4\uc218\u00b7\ub9e4\ub3c4 \ud0c0\uc774\ubc0d\uc744 \ud65c\uc6a9\ud55c &#8216;\uc218\uc775 \ud655\uc815&#8217; \uc870\uc808<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uc7a5 \uae30\ubcf8\uc801\uc774\uba74\uc11c \uac15\ub825\ud55c \ubc29\ubc95\uc740 \uacb0\uc0b0 \uc2dc\uc810(\ub9e4\ub144 1\uc6d4 1\uc77c ~ 12\uc6d4 31\uc77c)\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u2460-1 <strong>\uc218\uc775 \uc2e4\ud604 \ubd84\uc0b0<\/strong> <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c \ud574\uc5d0 \uc218\uc775\uc774 \ub108\ubb34 \ub9ce\uc774 \ub098\uc9c0 \uc54a\ub3c4\ub85d \ub9e4\ub3c4 \uc2dc\uc810\uc744 \ub098\ub204\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc62c\ud574 \uc218\uc775\uc774 \uc774\ubbf8 250\ub9cc \uc6d0\uc5d0 \ub2ec\ud588\ub2e4\uba74, \ub098\uba38\uc9c0\ub294 \ub0b4\ub144 1\uc6d4 \uc774\ud6c4\uc5d0 \ud314\uc544 \ub0b4\ub144 \uacf5\uc81c \ud55c\ub3c4\ub97c \uc801\uc6a9\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u2460 -2 <strong>\uc190\uc2e4 \ud655\uc815(Tax-Loss Harvesting)<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\uc775\uc774 \ub09c \uc885\ubaa9\uc774 \uc788\ub2e4\uba74, \ud604\uc7ac \ub9c8\uc774\ub108\uc2a4\uc778 \uc885\ubaa9\uc744 \ud568\uaed8 \ud314\uc544 \uc774\uc775\uacfc \uc190\uc2e4\uc744 \uc0c1\uc1c4(\ud1b5\uc0b0)\uc2dc\ud0a4\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608: A \uc885\ubaa9 +500\ub9cc \uc6d0 \uc218\uc775, B \uc885\ubaa9 -300\ub9cc \uc6d0 \uc190\uc2e4\uc77c \ub54c \ub450 \uc885\ubaa9\uc744 \ubaa8\ub450 \ud314\uba74 \ucd5c\uc885 \uc218\uc775\uc740 200\ub9cc \uc6d0\uc774 \ub418\uc5b4 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacc4\uc18d \ubcf4\uc720\ud558\uace0 \uc2f6\uc740 \uc885\ubaa9\uc774\ub77c\uba74 \ud314\uc790\ub9c8\uc790 \ubc14\ub85c \ub2e4\uc2dc \ub9e4\uc218\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 \uc99d\uc5ec\ub97c \ud1b5\ud55c \ucde8\ub4dd\uac00\uc561 \ub192\uc774\uae30 (\uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\uc6b0\uc790\ub098 \uc790\ub140\uc5d0\uac8c \uc8fc\uc2dd\uc744 \uc99d\uc5ec\ud55c \ub4a4 \ub9e4\ub3c4\ud558\uba74 \uc138\uae08\uc744 \ud68d\uae30\uc801\uc73c\ub85c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u2461 -1 <strong>\ubc30\uc6b0\uc790 \uc99d\uc5ec<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\uc6b0\uc790 \uac04\uc5d0\ub294 <strong>10\ub144\uac04 6\uc5b5 \uc6d0<\/strong>\uae4c\uc9c0 \uc99d\uc5ec\uc138\uac00 \uba74\uc81c\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ubc29\ubc95:<\/strong> \ud604\uc7ac \uc218\uc775\uc774 \ub9ce\uc774 \ub09c \uc8fc\uc2dd\uc744 \ubc30\uc6b0\uc790\uc5d0\uac8c \uc99d\uc5ec\ud558\uba74, \ubc30\uc6b0\uc790\uc758 <strong>\ucde8\ub4dd\uac00\uc561\uc740 \uc99d\uc5ec \ub2f9\uc2dc\uc758 \uac00\uaca9<\/strong>\uc73c\ub85c \uc0c8\ub85c \uc0b0\uc815\ub429\ub2c8\ub2e4. \uc99d\uc5ec \uc9c1\ud6c4 \ubc14\ub85c \ud314\uba74 \uc591\ub3c4\ucc28\uc775\uc774 \uac70\uc758 &#8216;0&#8217;\uc774 \ub418\uc5b4 \uc591\ub3c4\uc138\ub97c \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc8fc\uc758\uc0ac\ud56d:<\/strong> \ucd5c\uadfc \uc138\ubc95 \uac1c\uc815\uc73c\ub85c \uc778\ud574 \uc99d\uc5ec \ud6c4 \uc77c\uc815 \uae30\uac04(\uc774\uc6d4\uacfc\uc138 \uaddc\uc815 \ub4f1)\uc744 \ubcf4\uc720\ud574\uc57c \ud558\ub294\uc9c0 \uc5ec\ubd80\ub97c \uc804\ubb38\uac00\uc640 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2462 \ubd80\ubd80 \uacf5\ub3d9\uba85\uc758 \uacc4\uc88c \ud65c\uc6a9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uacc4\uc88c\ub97c \uacf5\ub3d9\uba85\uc758\ub85c \uc6b4\uc6a9\ud558\uac70\ub098 \uac01\uac01 \uc6b4\uc6a9\ud558\uba74 \uae30\ubcf8\uacf5\uc81c \ud61c\ud0dd\uc744 \ub450 \ubc30\ub85c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uacf5\uc81c \ud55c\ub3c4 \ud655\ub300:<\/strong> \uc591\ub3c4\uc18c\ub4dd\uc138 \uae30\ubcf8\uacf5\uc81c\ub294 &#8216;\uc778\ubcc4&#8217;\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud6a8\uacfc:<\/strong> \ub0a8\ud3b8\uacfc \uc544\ub0b4\uac00 \uac01\uac01 \uc8fc\uc2dd\uc744 \uc6b4\uc6a9\ud558\uba74 \ud569\uc0b0 <strong>\uc5f0\uac04 500\ub9cc \uc6d0<\/strong>\uae4c\uc9c0 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4 \ub2e8\ub3c5 \uba85\uc758\ubcf4\ub2e4 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2463 \ud574\uc678 \uc8fc\uc2dd\ud615 ETF \ub300\uc2e0 &#8216;\uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678 ETF&#8217; \ud65c\uc6a9 (\uacc4\uc88c \uc885\ub958 \uc120\ud0dd)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 \uc8fc\uc2dd \uc9c1\uc811 \ud22c\uc790 \ub300\uc2e0 \uc808\uc138 \uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ISA(\uac1c\uc778\uc885\ud569\uad00\ub9ac\uacc4\uc88c):<\/strong> \uad6d\ub0b4\uc5d0 \uc0c1\uc7a5\ub41c \ud574\uc678 ETF(\uc608: TIGER \ubbf8\uad6d\ub098\uc2a4\ub2e5100 \ub4f1)\ub97c ISA \uacc4\uc88c\uc5d0\uc11c \uac70\ub798\ud558\uba74 \uc190\uc775\uc744 \ud1b5\uc0b0\ud574\uc8fc\uace0, \uc77c\uc815 \uae08\uc561\uae4c\uc9c0\ub294 \ube44\uacfc\uc138, \ucd08\uacfc\ubd84\uc740 9.9% \ubd84\ub9ac\uacfc\uc138 \ud61c\ud0dd\uc744 \uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc5f0\uae08\uc800\ucd95\/IRP:<\/strong> \uc774 \uacc4\uc88c \uc548\uc5d0\uc11c \ud574\uc678 ETF\ub97c \uac70\ub798\ud558\uba74 \ub9e4\ub3c4 \uc2dc \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uace0 \ub098\uc911\uc5d0 \uc5f0\uae08\uc73c\ub85c \ubc1b\uc744 \ub54c \uc800\uc728 \uacfc\uc138(3.3~5.5%)\ub97c \uc801\uc6a9\ubc1b\uc544 \uacfc\uc138 \uc774\uc5f0 \ud6a8\uacfc\uac00 \ud07d\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ub9c8\uce58\uba70<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_08a409c7033d94f2-52\">\uc591\ub3c4\uc18c\ub4dd\uc138\ub294 &#8216;\uc544\ub294 \ub9cc\ud07c \ubcf4\uc774\ub294&#8217; \uc138\uae08\uc785\ub2c8\ub2e4. \ud2b9\ud788 2026\ub144 5\uc6d4\uc774\ub77c\ub294 \uc911\uc694\ud55c \uae30\uc810\uc744 \uc55e\ub450\uace0 \uc788\ub294 \ub9cc\ud07c, \ub9e4\ub3c4\ub97c \uace0\ubbfc \uc911\uc778 \ub2e4\uc8fc\ud0dd\uc790\ub77c\uba74 \uc77c\uc815\uc744 \ucca0\uc800\ud788 \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4<sup><\/sup>. \ubcf5\uc7a1\ud55c \uacc4\uc0b0\uc774\ub098 \uc608\uc678 \uaddc\uc815\uc740 \ubc18\ub4dc\uc2dc \uc804\ubb38 \uc138\ubb34\uc0ac\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \uc9c0\ud0a4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4<sup><\/sup>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">&lt; \ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00 ><\/h4>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/young-hair-loss-facts\/\">&#8220;\ud0c8\ubaa8 \uc0f4\ud478\uc758 \uc9c4\uc2e4\ubd80\ud130 \uc218\uba74\uae4c\uc9c0&#8221; \uc80a\uc740 \ud0c8\ubaa8\ub97c \ub9c9\ub294 \uc758\ud559\uc801 \ud329\ud2b8 4\uac00\uc9c0<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/korean-elderly-care-services-2026\/\">[\ubcf5\uc9c0\uc815\ubcf4] \ubd80\ubaa8\ub2d8 \ud63c\uc790 \uacc4\uc2e4 \ub54c \uac71\uc815\ub41c\ub2e4\uba74? \uad6d\uac00\uac00 \ubb34\ub8cc\ub85c \ub3cc\ubd10\uc8fc\ub294 7\uac00\uc9c0 \uc9c0\uc6d0 \uc815\ucc45 \ucd1d\uc815\ub9ac! (\uc2e0\uccad\ubc29\ubc95 \ud3ec\ud568)<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/tattoo-removal-cost\/\">[\ubb38\uc2e0 \uc81c\uac70 \ube44\uc6a9] \ud0c0\ud22c \uc9c0\uc6b0\uace0 \uc2f6\ub2e4\uba74? \ud06c\uae30\ubcc4 \ube44\uc6a9, \ud69f\uc218, \uc8fc\uc758\uc0ac\ud56d \ucd1d\uc815\ub9ac<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/how-to-regenerate-brain-cells\/\">\uc131\uc778\ub3c4 \ub1cc\uc138\ud3ec\uac00 \uc790\ub780\ub2e4? \ud574\ub9c8 \uc2e0\uacbd \ubc1c\uc0dd\uc744 \ucd09\uc9c4\ud558\ub294 3\uac00\uc9c0 \uc758\ud559\uc801 \ubc29\ubc95<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/how-to-invest-in-spacex-ipo\/\">\uc778\ub958 \uc5ed\uc0ac\uc0c1 \ucd5c\ub300 IPO, \uc2a4\ud398\uc774\uc2a4X \uc0c1\uc7a5 \uc784\ubc15! \uac1c\uc778 \ud22c\uc790\uc790\ub97c \uc704\ud55c \ud604\uc2e4\uc801\uc778 \uc6b0\ud68c \ud22c\uc790\ubc95 4\uac00\uc9c0<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694! \uc911\ub144\uc0dd\ud65c \uc815\ub9ac\ub178\ud2b8 \uc785\ub2c8\ub2e4. \uc624\ub298\uc740 \uc6b0\ub9ac \uc0dd\ud65c\uacfc \ubc00\uc811\ud558\uba74\uc11c\ub3c4 \uc561\uc218\uac00 \ucee4\uc11c \ub298 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 &#8216;\uc591\ub3c4\uc18c\ub4dd\uc138&#8217;\uc5d0 \ub300\ud574 \uc815\ub9ac\ud574&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1142,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[24],"tags":[573,582,583,574,576,579],"class_list":["post-1141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-midlife-money","tag-573","tag-582","tag-583","tag-574","tag-576","tag-579"],"_links":{"self":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/posts\/1141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/comments?post=1141"}],"version-history":[{"count":1,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/posts\/1141\/revisions"}],"predecessor-version":[{"id":1144,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/posts\/1141\/revisions\/1144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/media\/1142"}],"wp:attachment":[{"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/media?parent=1141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/categories?post=1141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mybiginsight.com\/.wp-toolkit_J\/wp-json\/wp\/v2\/tags?post=1141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}